Insomnia – Alcohol, Melatonin or Herbal Products?

ALCOHOL  Does alcohol help with sleep?  Not really.  At first it causes central nervous depression but  is usually followed by a rebound excitation.  This causes disrupted sleep. MELATONIN  If taken 3-5 hours before bedtime, melatonin may help with sleep onset.  It does not seem to work if taken at bedtime. HERBAL PRODUCTS AND CANNABIS  Valerian … More Insomnia – Alcohol, Melatonin or Herbal Products?

Inspector General findings: Medicare Advantage Plans Improperly Deny Claims to Increase Profits

From a NYTIMES article By Robert Pear   WASHINGTON — Medicare Advantage plans, the popular private-insurance alternative to the traditional Medicare program, have been improperly denying many medical claims to patients and physicians alike, federal investigators say in a new report. The private plans, which now cover more than 20 million people — more than one-third of all … More Inspector General findings: Medicare Advantage Plans Improperly Deny Claims to Increase Profits

Flying and Infection- a new study

Flying soon?  Worried about contagious diseases?  This is an interesting article posted on Medscape Localized Risk for Infection Transmission on Planes, Study Finds The likelihood of airline passengers transmitting infectious diseases to one another is low, new data suggest. Although passengers seated within one row or two seats on either side of an infected individual … More Flying and Infection- a new study

MEDICARE COST ALERT

URGENT MESSAGE FOR  MEDICARE PATIENTS This year your Medicare drug plan is a moving target!  It is recommended Medicare enrollees review their current plan annually. This is even more crucial for 2018 as we have noticed a remarkable increase in some drug plan copay costs.  For example, a comparison of Medicare drug plans for a client on … More MEDICARE COST ALERT

MY MEDICARE ADVANTAGE PLAN – THE GOOD OLD DAYS

When I was first eligible for Medicare I signed up for a Medicare Advantage Plan……what a great deal! The coverage was comparable to private insurance plans and it even had wonderful drug coverage. We at Crown Care recommend annual review of Medicare plans to see if coverage is the same or better.  This recommendation is … More MY MEDICARE ADVANTAGE PLAN – THE GOOD OLD DAYS

Using Your Life Insurance To Pay For Long Term Care

We have no Long Term Care Insurance.  How can I pay for my husband’s nursing home? A month’s stay in a Hawaiian nursing home can run $10,000 – $15,000.  Having available funds to pay for this care is a real dilemma for many families.  Even if long term care insurance is available, there may be … More Using Your Life Insurance To Pay For Long Term Care

IS IT TOO LATE TO CHANGE MY MEDICARE PLAN SELECTION?

Even though open enrollment ended Dec 7, 2016,  you may be able to change. Between January 1–February 14, if you’re in a Medicare Advantage Plan, you can leave your plan and switch to Original Medicare. If you switch to Original Medicare during this period, you will have until February 14 to also join a Medicare … More IS IT TOO LATE TO CHANGE MY MEDICARE PLAN SELECTION?