ALCOHOL Does alcohol help with sleep? Not really. At first it causes central nervous depression but is usually followed by a rebound excitation. This causes disrupted sleep. MELATONIN If taken 3-5 hours before bedtime, melatonin may help with sleep onset. It does not seem to work if taken at bedtime. HERBAL PRODUCTS AND CANNABIS Valerian … More Insomnia – Alcohol, Melatonin or Herbal Products?
From a NYTIMES article By Robert Pear WASHINGTON — Medicare Advantage plans, the popular private-insurance alternative to the traditional Medicare program, have been improperly denying many medical claims to patients and physicians alike, federal investigators say in a new report. The private plans, which now cover more than 20 million people — more than one-third of all … More Inspector General findings: Medicare Advantage Plans Improperly Deny Claims to Increase Profits
Flying soon? Worried about contagious diseases? This is an interesting article posted on Medscape Localized Risk for Infection Transmission on Planes, Study Finds The likelihood of airline passengers transmitting infectious diseases to one another is low, new data suggest. Although passengers seated within one row or two seats on either side of an infected individual … More Flying and Infection- a new study
URGENT MESSAGE FOR MEDICARE PATIENTS This year your Medicare drug plan is a moving target! It is recommended Medicare enrollees review their current plan annually. This is even more crucial for 2018 as we have noticed a remarkable increase in some drug plan copay costs. For example, a comparison of Medicare drug plans for a client on … More MEDICARE COST ALERT
When I was first eligible for Medicare I signed up for a Medicare Advantage Plan……what a great deal! The coverage was comparable to private insurance plans and it even had wonderful drug coverage. We at Crown Care recommend annual review of Medicare plans to see if coverage is the same or better. This recommendation is … More MY MEDICARE ADVANTAGE PLAN – THE GOOD OLD DAYS
When was the last time you were admitted to the hospital? Did you notice your primary care physician did not visit you in the hospital? You did, however, have another physician called a “Hospitalist” who monitored and cared for you while you were an inpatient. Hospitalists belong to a growing community of physicians whose clinical … More The New Trend – Hospitalists
LIVING ABROAD WITH MEDICARE? Living in a foreign country is appealing to many retirees. But, hold on, before doing that make sure you have medical coverage wherever you are going, especially if you are going to be covered with Medicare. Why? Medicare usually does not cover medical services abroad except for some emergencies. In … More Retiring Abroad With Medicare
Not so fast! You can get sun damage even if the weather is overcast. Clouds can block visible light but not Ultraviolet (UV) rays. And, in some cases, clouds can make things worse. UV rays are damaging to the skin. UVB rays are linked to sunburn and also skin cancers like malignant melanoma. UVA rays … More CLOUDY OUTSIDE – NO NEED FOR SUNBLOCK?
We have no Long Term Care Insurance. How can I pay for my husband’s nursing home? A month’s stay in a Hawaiian nursing home can run $10,000 – $15,000. Having available funds to pay for this care is a real dilemma for many families. Even if long term care insurance is available, there may be … More Using Your Life Insurance To Pay For Long Term Care
Even though open enrollment ended Dec 7, 2016, you may be able to change. Between January 1–February 14, if you’re in a Medicare Advantage Plan, you can leave your plan and switch to Original Medicare. If you switch to Original Medicare during this period, you will have until February 14 to also join a Medicare … More IS IT TOO LATE TO CHANGE MY MEDICARE PLAN SELECTION?