Long Term Care Insurance – A Stress Test for Claimants!

You have a parent about to file a long term care claim.  They have trouble walking.  They need help toileting, eating and moving out of bed.  Premium payments are up to date. Slam dunk, right?  Not so fast- Many claims are denied.  And, even if approved may take a lot longer with a lot more … More Long Term Care Insurance – A Stress Test for Claimants!

Caring for Mom and Dad

The Hawaiian culture is unique. It is heavily influenced by the Asian culture. There are multi-generational homes which may provide caregivers for aging parents. When children live distantly or are at work or school, caregiving becomes more difficult. As a working mom, juggling a family and work is challenging. I’m part of the sandwich generation. … More Caring for Mom and Dad

Social Security Offices Closing Across the Nation: There are alternatives

It will be more difficult to reach someone on the phone or see them in person if you have questions about your Social Security.  As more and more Baby Boomers reach retirement age, there will be longer waits on the phone or in the Social Security office.  According to MSN, Social Security offices are randomly … More Social Security Offices Closing Across the Nation: There are alternatives