I like my Medicare plan – why should I bother changing it?

You may save $$$

• Your health needs change from year to year.
  • Have you been diagnosed with a new condition?
  • Has an old condition improved or resolved?
  • Added or discontinued medications?
  • Have your doctors changed?
  • Have some of your meds gone from brand to generic?
• Your current plan may cost you more annually in 2016 even if “monthly premiums” remain the same. These “hidden” costs include:
  • Increased co-pays for doctor and ER visits
  • Increased percentage you pay for services including blood tests, Xrays, etc.
  • Higher deductibles
  • Higher out of pocket maximums
  • Less daily coverage for initial hospital and nursing home stays
• Your doctors (both current and potential) may not accept your current plan
  • Your current MD may have stopped accepting some Medicare Advantage plans
  • If you have chosen a new MD,  they may not accept your current plan

Review your plan and other options now.  Open enrollment period is October 15- November 7^th 2016

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