I like my Medicare plan – why should I bother changing it?

You may save $$$Asian woman on phone

  • Your health needs change from year to year.
    • Have you been diagnosed with a new condition?
    • Has an old condition improved or resolved?
    • Added or discontinued medications?
    • Have your doctors changed?
    • Have some of your meds gone from brand to generic?
  • Your current plan may cost you more annually in 2016 even if “monthly premiums” remain the same. These “hidden” costs include:
    • Increased co-pays for doctor and ER visits
    • Increased percentage you pay for services including blood tests, Xrays, etc.
    • Higher deductibles
    • Higher out of pocket maximums
    • Less daily coverage for initial hospital and nursing home stays
  • Your doctors (both current and potential) may not accept your current plan
    • Your current MD may have stopped accepting some Medicare Advantage plans
    • If you have chosen a new MD,  they may not accept your current plan

Review your plan and other options now.  Open enrollment period is October 15- November 7th 2016

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